Simple - yet I'm overjoyed to have found a Fetch preference solved my issue.
It's been driving me crazy. When I remotely access/edit a file, I would often got a document encoding mismatch. I thought the preference I needed to change would have been in my text editing program (bbedit), so I was going crazy for months because I couldn't set the preferred encoding to Unicode (UTF-8) effectively from within there.
One last ditch effort today, I found a year-old forum where someone suggested looking for a fetch preference - and VOILA - no more errors. Horray!
I wanted to thank the person, but dragging up old threads on a forum is often bad form, so I just wrote them an email. Wonder if they'll think it's spam?[click of my heels & promptly goes back to work.]